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Invest like an Optimist, Save like a Pessimist
It takes more muscles to frown than to smile. Optimism takes less energy and pessimism sucks the life right out of you. Saving for your future should absolutely include an optimistic thought process because no matter where you are in life, you can always go up...just like your retirement savings.
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Millennials are Smashing Retirement Expectations
Truth of the matter is the younger you are when you get started funding your retirement the better.